Budgeting

􀀀 Define your life goals

􀀀 Define your financial goals

􀀀 Write down your zero-based budget (on paper, Excel, Google Sheets, or whatever you prefer):

􀀀 Weekly

􀀀 Monthly

􀀀 Annually

􀀀 Test out the personal finance apps and continue using the ones you like:

􀀀 Mint

􀀀 YNAB (You Need a Budget)

􀀀 Clarity Money

􀀀 Personal Capital